Freeze up is a ways off. There is only shore ice visible on Lake Nipissing from the 11/13 NASA MODIS afternoon satellite Infrared pass. The radiometer heat sensor does not pick up thin ice. Thus water and first ice appear dark blue. This is the case over most of the deeper lakes in the region. Clouds, snow and ice appear as light turquoise.
Will update the ice conditions as the weather permits viewing by the two NASA polar orbiting satellites.
MODIS Aqua Infrared Image 11/13